Mortgage Services
Purchase
Financing Your Land Purchase Made Easy
- Affordable interest rates that make land purchases more financially accessible.
- Borrow up to a specific percentage of the land’s value based on the appraised price and your financial profile.
- Choose from fixed or adjustable interest rates to match your financial goals and risk tolerance.
- Purchase land without the immediate need to develop it; ideal for long-term investment or future development projects.
Refinances
Refinance Your Mortgage with Assurance
- Complimentary Consultation: We evaluate your current circumstances and refinancing objectives.
- Rate Comparison: We use our network of lenders to identify the best options for you.
- Application Process: We assist you through a smooth and efficient application procedure.
- Underwriting: Our team collaborates with lenders to accelerate your application.
Mortgage Renewal
Mortgage Renewal Assistance: Securing the Best Terms for You
We’ll secure a rate lock for you so that if rates drop, so does yours, but if they rise, you’re protected. Renewal is also the perfect time to reassess your financial situation.
B lending
Understanding B Lending Mortgages: A Flexible Option for Homebuyers
B lending mortgages are a type of home loan offered by alternative lenders, typically for borrowers who may not qualify for traditional A lending mortgages. These loans are designed for individuals with unique financial situations, such as poor credit, self-employment, or irregular income. B lenders typically charge higher interest rates than A lenders to compensate for the added risk, but they offer more flexibility in terms of approval requirements.
Private Lenders
Unlock Your Real Estate Potential with Private Mortgages
A Private Mortgage is ideal for individuals who may not qualify for traditional bank financing due to credit challenges, self-employment, or other non-standard situations. These loans are funded by private lenders and offer more flexible terms than conventional mortgages.
HELOC
Home Equity Line of Credit (HELOC)
Flexible funding at your fingertips. A Home Equity Line of Credit (HELOC) offers a convenient way to access funds when you need them most—whether it’s for home improvements, education costs, or unexpected expenses.
Commercial Mortgage
Commercial Mortgage Broker For Flexible Loan Terms
A commercial mortgage broker can help you get the money to grow your business. We know all the ins and outs about getting cash for companies in Canada.
Whether you need money for acquiring a land or a building, we can find good deals for you. We’ll explain everything and help you choose the best option.
Working with us makes it easier to get the money for your business needs. We’ll look for the best prices and deals.
Construction Financing
Grab The Best Rates & Terms for Construction Mortgage in BC
If you are planning to build your forever home, buying a pre-built home can be an easy option. If you give more preference to your personal choices, building your own home is more suitable for you. Constructing a house comes with a hefty cost that may look intimidating at first, that’s exactly where a construction mortgage in BC can help. Let us negotiate with our vast network of lenders on your behalf to get the perfect construction financing solution for you.
Business Financing
Understanding Financing For Business
Financing is a crucial aspect of starting, running, or expanding a business. There are various sources of financing available to entrepreneurs and business owners, each with its own advantages and disadvantages. Different businesses have varying financial needs, so it’s essential to explore various options to determine which one aligns best with your goals and circumstances
Fixed Mortgage Rate
What Is Fixed Rate Mortgage?
A fixed mortgage rate, also known as an FRM mortgage. Many people have a query about what is FRM in mortgage? It is a type of mortgage where the interest rate remains the same for the entire duration of the loan. This means that your monthly payments will never change, providing stability and predictability. Unlike variable rates that can fluctuate with the market, a fixed-rate mortgage offers peace of mind and allows you to plan your budget confidently.
Private Refinance
What is Private Refinance?
Unlike banks, who often rely heavily on credit scores and stringent underwriting processes, private lenders BC are often more interested in the value of the collateral or the potential return on investment. This makes them a great option for those seeking alternative financing options. Contact Ace Premium Lending to learn more about the private lending options available to you.
Uninsured Mortgage Solution
What is an Uninsured Mortgage?
It is a type of home loan that does not require mortgage default insurance. Unlike insured mortgages, where the lender is protected by insurance against default, uninsured mortgages place the full responsibility of repayment on the borrower. Typically, borrowers opting for this option will make a substantial down payment, usually 20% or more of the property’s purchase price, thereby eliminating the need for mortgage default insurance.
Vacant Land Mortgage
What Is Vacant Land Mortgage?
A mortgage for vacant land is a financing solution that allows individuals to purchase and own a piece of empty space. It provides the funds necessary to acquire the land and typically offers a fixed interest rate and repayment term. But can you get a mortgage for vacant land in BC? Absolutely! Ace Premium Lending is here to make it happen. We offer transparent and tailored solutions that empower you to achieve your land ownership dreams.
